Garima Bikas Bank Limited offers Visa Credit Card with various facilities to our esteemed customers. Once a limit is approved, the customer can make various payments through POS Machine, MOCO app or even can withdraw cash up to the specific credit limit from ATM.Since, the Credit Card is based on the "Buy Now, Pay Later" principle, we offer our customers to enjoy every purchase in a hassle free and secure manner through Garima VISA Credit Card.
Card Features & Benefits:
Fees: NPR 1,000.00
Fee: NPR 1,000.00
- Minimum limit shall
be NPR 15,000.00 and Maximum limit shall be 1.5 times of month's Gross Salary
income or NPR 500,000.00 (whichever is low)
- Can be linked in MOCO App and used on
various utility payments (i.e. Airplane Ticketing, Mobile Top-up, Electricity
Period: Service charge free credit period up to 45 days from the previous
billing date shall be provided.
Date: 23rd day of every month based on Gregorian Calendar.
Due Date: Due date shall be after 15 days of billing date.
shall be the limit in transaction amount which shall be controlled at SWITCH
level. Transaction limit will be as follows;
|Minimum withdrawal amount per transaction|| NPR 500.00|| NPR 800.00|
|Minimum withdrawal amount per transaction||10% of approved limit or maximum NPR 20,000.00||10% of approved limit or maximum NPR 16,000.00|
|Number of cash transaction per day per card||10||10|
Maximum amount withdraw per day
10% of approved limit or maximum NPR 50,000.00
10% of approved limit or maximum NPR 24,000.00
Number of POS Transaction Per day Per card
Payment through POS per transaction
Payment through POS per day
Payment through POS per transaction for travelling and entertainment
Payment through POS per day for travelling and entertainment
*The limit will be subject to change as per regulator and VISA.
Less Than 2 CrIndividual Deposit (2 Yrs < 30 Mth)
Less Than 2 CrIndividual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite